Payment processing

Partnering with the leading payment processing service provider – PXP Financial – we offer services tailored to your needs with our IBAN account. A wide variety of payment methods provide exceptional value for your products or services.

Open account

We will manage your business faster

We provide a dedicated payment processing solution for businesses across Europe. Our payment processing service enables our customers to receive credit or debit card payments for their business. Our merchant payment processing service supports both Multi-Currency Conversion and Dynamic Currency Conversion transactions and can help improve your business with international customers by allowing them to pay you in their native currency.

Open account

Why
Finolita?

Visa & Mastercard Membership

Benefit from the largest networks of card payment processors

40+ payment methods

Your business will benefit from multiple payment methods meaning you will never miss an opportunity

PCI DSS

We know that security is your top priority. It is ours, too

Remote onboarding

Join us anytime, anywhere. We are always open

IBAN and Payment processing
Pricing

Everyone is unique. Based on your business model and the industry you operate in, we will provide you with a flexible offer for online payment acceptance from your customers as well as Standard or Premium IBAN accounts for your convenience. See our packages.

Standard package

Premium package

          1. IBAN account services        
Account opening fee
300 € 
600 € 
Additional account opening fee
FREE 
50 € 
Account closing fee
30 € 
30 € 
Monthly account maintenance fee
10 € 
30 € 

          2. Transfers        
Outgoing transfers
SEPA transfers
0.50 € 
5 € 
International transfers in other currency
20 € 
60 € 
Transfers between accounts in Finolita
FREE 
1 € 
Incoming transfers
Incoming transfers SEPA
0.20 € 
2 € 
Incoming transfers in EUR from outside EEA
N/A 
N/A 
Incoming transfers in other currency
N/A 
N/A 
Transfers between accounts in Finolita
FREE 
FREE 

          3. Other expenses        
Amendment/ Cancellation/ Return
55 € 
55 € 
Investigation request
45 € 
45 € 
Monthly fee for holding funds (if the account balance is equivalent or higher than €50,000)
0.5% 
0.5% 

          4. Miscellaneous        
Issuing of certificate
20 € including VAT
20 € including VAT
Issuing of reference
50 € including VAT
50 € including VAT

          5. Payment processing - merchant online payments processing is based on a merchant’s channel requirements and services. Competitive pricing options are readily provided for all applications upon completion of the online application. Finolita acquiring and payment solutions offer full service, multi-channel, multi-currency solutions and include fraud management. Pricing is therefore based upon each merchant’s individual requirements        

Do you have any other questions?

Basic information about your personal data processing

Data Controller is UAB “Finolita Unio”, Lvovo str. 25, Vilnius LT-09320, Lithuania, email: info@finolita.com

Main data processing purposes:

• To identify customers.
• To implement obligations under the laws on money laundering and terrorist financing prevention and tax evasion prevention.
• To verify the suitable customers.
• To conclude and execute agreements and provide services.
• To respond to your inquiries and fulfill your requests, such as to respond to your questions and comments.
• To send administrative information to you, for example, information regarding our websites and changes to our Terms and Conditions.
• To offer and facilitate the provision of services
• The execution of risk management (for more information please refer to section Profiling below).
• The processing of transactions.
• To secure evidence. Finolita may record any ongoing communication (video or voice).
• To provide you with updates and announcements concerning our products, promotions and programs and to send you invitations to participate in special programs (direct marketing).
• To personalise your experience on the website by presenting products and offers tailored to you.

Profiling. Currently the customer’s profiling procedures are completed manually. However, Finolita intends to make this process automatic. When this happens, please note that you have a right as a data subject to object to such profiling which is only performed by automated means and request for a manual evaluation of your risk.

Your data subject rights: to obtain information about your stored Personal Data, the right to correct and transmit your data and, if necessary, to object to (when data is processed based on our legitimate interest or your consent), restrict the processing of, or deleting of, your Personal Data. You also have a right to submit a claim at the State Data Protection Inspectorate.

For more specific information about your personal data processing please refer to Full version of the Privacy Policy.

Strictly Necessary Cookies

Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.

Cookie Name	Tool	Domain	Valid until	Description
Strictly necessary
moove_gdpr_popup	Cookie Settings	finolita.com	session	When this Cookie is enabled, these Cookies are used to save your Cookie Setting Preferences.
wp-settings-2	Wordpress	finolita.com	1 year	Wordpress also sets a few wp-settings-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface.
wp-settings-time-2	Wordpress	finolita.com	1 year	Wordpress also sets a few wp-settings-{time}-[UID] cookies. The number on the end is your individual user ID from the users database table. This is used to customize your view of admin interface, and possibly also the main site interface.
JSESSIONID	NANO	.finolita.com	Until browser is closed or logout	Internet bank environment session ID cookie. It is created when the user logs in, deleted upon logout. JSESSIONID is a cookie in J2EE web application which is used in session tracking. Since HTTP is a stateless protocol, we need to use any session to remember state. JSESSIONID cookie is created by web container and send along with response to client.
SSID	NANO	.finolita.com	Until browser is closed or logout	Internet bank envorinment REST service HTTP session identification cookie. It is created when the user logs in, deleted upon logout.
XSRF-TOKEN	NANO	.finolita.com	Until browser is closed	These Cookie are used to prevent Cross-Site Request Forgery (XSRF/CSRF) attacks. These attacks are possible because web browsers send some types of authentication tokens automatically with every request to a website. This form of exploit is also known as a one-click attack or session riding because the attack takes advantage of the user's previously authenticated session.
SRVSEC	NANO	.finolita.com	Until browser is closed	Associates browser to an application server (when cluster is used).
default-login-type	NANO	.finolita.com	31556926 seconds	Defines login type to the Internet bank environment.
defaultLocale	NANO	.finolita.com	Until browser is closed	User preference: interface language.

Analytics cookies

This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.

Keeping this cookie enabled helps us to improve our website.

Cookie Name	Tool	Domain	Valid until	Description
Analytics cookies
_ga	Google Analytics	finolita.com	session	When this Cookie is enabled, these Cookies are used to collect information about how visitors use our site. We use the information to help us improve the site. The Cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. Detailed information about this Google Analytics Cookie is provided here: https://support.google.com/analytics/answer/6004245 https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage https://tools.google.com/dlpage/gaoptout
__utma	Google Analytics	.finolita.com	2 years after renewal	Used to distinguish users and sessions. The cookie is created when the javascript library executes and no existing __utma cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmb	Google Analytics	.finolita.com	30 min after renewal	Used to determine new sessions/visits. The cookie is created when the javascript library executes and no existing __utmb cookies exists. The cookie is updated every time data is sent to Google Analytics.
__utmc	Google Analytics	.finolita.com	Until browser is closed	Not used in ga.js. Set for interoperability with urchin.js. Historically, this cookie operated in conjunction with the __utmb cookie to determine whether the user was in a new session/visit.
__utmt	Google Analytics	.finolita.com	10 min after renewal	Used to throttle request rate.
__utmz	Google Analytics	.finolita.com	6 months after renewal	Stores the traffic source or campaign that explains how the user reached your site. The cookie is created when the javascript library executes and is updated every time data is sent to Google Analytics.